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The Insurance Application

As we’ve noted on numerous occasions, the process of identifying risk remains the most important step in the risk management process.  If you don’t identify a risk, then you have no ability to assess, or develop strategies to manage those risks.  A business owner can utilize a number of tools to help identify risk, and […]

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Risk Profiles: Earthquakes

At 8:24 am on Friday, November 30th, a magnitude 7.0 earthquake struck southcentral Alaska and caused widespread property damage, but fortunately no loss of life.  This powerful earthquake, centered 10 miles north of half of Alaska’s population in the city of Anchorage, was felt as far away as 400 miles, and registered on the seismic […]

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Risk Profiles: Reputational Risks

For any business, reputation remains the key cornerstone for building a customer base and serves an integral part of both garnering repeat business from your clients, and bringing in new one’s.  Reputation is a broad umbrella that encompasses many facets of a how well a business serves their client base, the quality of the products […]

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Return to Work Programs (RTW)

A Return-to-Work Program is one element of a cost containment policy designed to eliminate wasteful spending and reduce the cost of workers‘ compensation insurance.   The concept is dedicated to getting injured workers back to work, by providing them with temporary modified jobs that account for any physical restrictions they may be under.

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Risk Profiles: Change

For any business owner or leader of an organization, change is inevitable.  Whether forced by conditions beyond your control, or initiated internally to meet a specific strategic goal, every business will face change whether invited or not.  How that change is managed can have a profound impact on your business and ability to sustain operations.

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Risk Profiles: Vehicle Usage

It’s not uncommon for business owners to allow valued employees to take a work vehicle home each night, a combination of convenience and benefit for all parties.  What is more common is the lack of a written vehicle usage policy that outlines the terms under which this arrangement needs to take place. This vehicle usage […]

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