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auto repair insurance

Risk Profile: Repair Garages

For twenty-four years, Business Insurance Associates has partnered with auto repair shops in Alaska to manage risk and protect their assets and we’ve seen firsthand the great results that can come out of a business succesfully leveraging risk to their benefit.

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LegalShield

After twenty four years in business and partnering with thousands of business owners in Alaska to manage their risks and put together commercial insurance programs, you become intimately familiar with the pain points for business owners.

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Design services insurance

Contract Surety Bonds

Bid season has arrived in Alaska, and we’ve already seen an uptick in bid, performance and payment bond requests from our clients, and that will only increase in the coming days and weeks as more and more opportunities are put out on the street.

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Risk Profiles: Product Recall

Any manufacturer has a host of risk exposures related to their products, and there should be formal and active program in place to mitigate those risks, and be prepared in the event they have to correct a deficiency or safety issue, and mishandling it could be costly.

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Risk Profiles: Russell Wilson

When the Seattle Seahawks drafted Wisconsin quarterback Russell Wilson in the third round, with the 75th overall pick, few would’ve predicted at the time that not only were the Seahawks drafting a future Hall of Famer, but they were drafting the best risk manager in the National Football League.

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Risk Profiles: Subcontractors

In contracting, the use of independent subcontractors is a common place.  General contractors may subcontract anywhere from 10 or 15 percent of the work, all the way up to 90 percent of the work, and in many cases subcontractors will in turn utilize subcontractors themselves.

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The Insurance Application

As we’ve noted on numerous occasions, the process of identifying risk remains the most important step in the risk management process.  If you don’t identify a risk, then you have no ability to assess, or develop strategies to manage those risks.  A business owner can utilize a number of tools to help identify risk.

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Risk Profiles: Earthquakes

At 8:24 am on Friday, November 30th, a magnitude 7.0 earthquake struck southcentral Alaska and caused widespread property damage, but fortunately no loss of life.  This powerful earthquake, centered 10 miles north of half of Alaska’s population in the city of Anchorage, was felt as far away as 400 miles, and registered on the seismic […]

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Risk Profiles: Reputational Risks

For any business, reputation remains the key cornerstone for building a customer base and serves an integral part of both garnering repeat business from your clients, and bringing in new one’s.  Reputation is a broad umbrella that encompasses many facets of a how well a business serves their client base, the quality of the products […]

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