Retail & Manufacturing

No industry has experienced technology-driven disruption like the retail and manufacturing industries.  Once a backbone of the American economy, internet-driven companies are putting extreme pressure on brick and mortar locations and putting business owners out of business all across America.  Just a few decades after small retailers and manufacturers experienced an influx of big box stores and regional and national outlet chains, they are now dealing with competitors they will never meet.  It’s critical for retail stores and manufacturers to constantly appraise not only the current market conditions, but the next market condition, and make adjustments accordingly. 

In Anchorage, Sears, Toys R Us and Sam’s Club have left town, unable to find a path forward for profitability.  If these companies that have diverse retail product sales and five-star marketing departments can’t survive, how can main street Alaskan business survive?

In manufacturing, Americans have been feeling the effects of outsourcing for decades to cheaper labor markets and it continues to be a consideration for today’s manufacturers.  Rising employment costs like healthcare, benefits and other operating costs are putting continued pressure on the manufacturing sector.


For 23 years we’ve been working with main street retail outlets and manufacturing operations.  Our experienced staff is ready to partner with you to develop a comprehensive program designed to lower your total cost of risk and protect corporate assets.

From premise liability, supply chain and product risks, to contractual agreements, property and personnel and everything in between, managing risk is a critical component of success and long-term viability.  Our current clients sell clothing, shoes, consumable goods, household items, vehicle accessories, handcrafted wooden figures and dozens of other unique products.  Local manufacturers have similar diversity.

You’re an expert in your industry, you have every right to expect those working with you in professional capacity also be experts in your industry.  Contact our office to learn more about how Business Insurance Associates can be a key asset in your business.

Request a Proposal

“Whatever you’re thinking, think bigger.”
Tony Hsieh, CEO Zappos

Useful Resources


  • General liability
  • Product Recall Coverage
  • Liquor Liability
  • Workers Compensation
  • Property & Equipment
  • Short & Long Term Disability
  • Employment Practices Liability
  • Cargo & Inland Marine
  • Equipment Breakdown
  • Cyber Liability
  • Commercial Auto
  • Pollution Liability
  • LegalShield


  • Contract/Lease  Review & Consultation
  • Financial Review & Consultation
  • Employment Practices Consultation
  • Vendor Management
  • Safety Planning & EMOD Consultation
  • Insurance Review & Marketing
  • Workers Comp Consultation
  • Audit Review & Consultation
  • Supply chain risk assessment
  • Human Resources Consultation
  • Loss Control Assessments
  • Loss Control Reports
  • Inventory & Supply Chain Risk Consultation


There are effective ways to manage risk that will ultimately lower your total cost of risk and protect your business?