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Design Professionals & Consultants

Architects, Engineers, Construction Surveyors and Consultants face a number of risks, most notably contractual risk, and professional errors and omissions risks that manifest themselves in various forms depending on the nature of the exposure.  The bottom line is the providing of advice, drawings, designs, recommendations or reports leaves you open for legal liability in the event someone acts on those and suffers a loss as a result.

With experience handling accounts for a range of professional disciplines, we retain the professional expertise and market access to put together qualified programs to protect your assets and long-term viability.  While larger architect and engineering firms are engaged around Alaska, many are smaller operations with a single principal or two and supporting staff.

Unlike most lines of insurance, professional liability has no standard ISO form, so the coverage forms are manuscripted by each individual insurance company, leaving potential differences in coverage that may not be recognized by a non-insurance professional.   The fiscal stability, credibility and claims history of the carrier becomes a key component in coverage programs

Introduction

For 23 years we’ve been working with architect, engineers, and construction survey firms, as well as a range of various consultants.  Our experienced staff is ready to partner with you to develop a comprehensive program designed to lower your total cost of risk and protect corporate assets.

Every activity, whether visiting a job site, signing a contract, hiring office staff, stamping drawings, or providing advice comes with risk.  It’s critical that business owners have a plan to manage risk, supported by the appropriate insurance program.

You’re an expert in your industry, you have every right to expect those working with you in professional capacity also be experts in your industry.  Contact our office to learn more about how Business Insurance Associates can be a key asset in your business.

“Somewhere something incredible is waiting to be known.”
Carl Sagan

Useful Resources

Products

  • General liability
  • Professional Liability
  • Directors & Officers liability
  • Workers Compensation
  • Property & Equipment
  • Short & Long Term Disability
  • Employment Practices Liability
  • Business Income
  • Equipment Breakdown
  • Cyber Liability
  • Commercial Auto
  • Commercial Umbrella
  •  LegalShield

Services

  • Contract/Lease  Review & Consultation
  • Financial Review & Consultation
  • Employment Practices Consultation
  • Vendor Management
  • Safety Planning & EMOD Consultation
  • Auto risk assessments
  • Insurance Review & Marketing
  • Workers Comp Consultation
  • Audit Review & Consultation
  • Personal asset review
  • Human Resources Consultation
  • Loss Control Assessments
  • Loss Control Recommendations & ReportsF

DID YOU KNOW?

There are contractual ways to manage your risk exposures?