Auto Sales, Rental & Repair in Alaska

Selling, renting, and repairing vehicles all come with a shared risk: other people's cars are constantly in your care, custody, and control. A test drive on an icy road, a lot full of unsold inventory, or a customer's vehicle left overnight for repairs can turn into a costly claim without the right policy in place. Business Insurance Associates builds insurance programs for auto dealers, rental companies, and repair shops across Alaska.

Coverage for Dealers, Rental Lots, and Repair Shops

Automotive businesses need coverage built specifically for garage and dealer operations. Depending on your business, your policy may include:

• Garage liability for bodily injury and property damage from daily operations
• Garagekeepers coverage for customer vehicles in your care, custody, or control
• Dealers open lot coverage for physical damage to your sales inventory
• Workers' compensation for technicians, sales, and lot staff
• Pollution liability for fluids, solvents, and used oil handling
• Cyber liability for customer financing and payment data

Businesses that also own their showroom or shop building should review our commercial property insurance options.

Built for Alaska's Lots and Shops

Alaska's winters put real strain on an auto business. Frozen lots, road-tested vehicles on icy pavement, and inventory that sits exposed to snow and cold all raise the stakes on physical damage claims. We help dealers and repair shops carry limits that reflect the true value of their vehicle inventory and tools, not a generic estimate borrowed from a lower 48 policy.