http://businessinsuranceassociates.com/blog/blog1.php en-US http://blogs.law.harvard.edu/tech/rss 60 http://businessinsuranceassociates.com/blog/blog1.php/2011/05/26/commercial-auto-loss-control Fri, 27 May 2011 02:08:17 +0000 pobbs Commercial Insurance Auto 32@http://businessinsuranceassociates.com/blog/ Effective risk management begins at the top.  The ownership and management  establishes the expectations and holds people accountable to meet those expectations.  A commercial auto loss control and safety program is no different, and begins with a safety… http://businessinsuranceassociates.com/blog/blog1.php/2011/05/26/commercial-auto-loss-control#comments http://businessinsuranceassociates.com/blog/blog1.php?tempskin=_rss2&disp=comments&p=32 http://businessinsuranceassociates.com/blog/blog1.php/2011/05/07/15-rules-of-risk-management Sun, 08 May 2011 00:55:53 +0000 pobbs Auto 41@http://businessinsuranceassociates.com/blog/ An organization's risk management program must be tailored to its overall objectives and should change when those objectives change. If you are in a "safe" business (relatively immune from depression, bankruptcy, or shifts in products markets), your ri… http://businessinsuranceassociates.com/blog/blog1.php/2011/05/07/15-rules-of-risk-management#comments http://businessinsuranceassociates.com/blog/blog1.php?tempskin=_rss2&disp=comments&p=41 http://businessinsuranceassociates.com/blog/blog1.php/2011/02/27/human-resource-audit-s Mon, 28 Feb 2011 02:06:59 +0000 pobbs Auto 40@http://businessinsuranceassociates.com/blog/ When is the last time you audited your human resource systems and controls? One of the greatest threats a business owner faces comes from human resource related issues with their management and employees.  From discrimination and sexual harassment clai… http://businessinsuranceassociates.com/blog/blog1.php/2011/02/27/human-resource-audit-s#comments http://businessinsuranceassociates.com/blog/blog1.php?tempskin=_rss2&disp=comments&p=40 http://businessinsuranceassociates.com/blog/blog1.php/2010/11/20/claims-management-back-to-work-programs Sun, 21 Nov 2010 00:53:18 +0000 pobbs Auto 39@http://businessinsuranceassociates.com/blog/ Effective claims management can help mitigate the long term impact and ultimately the affect workers compensation claims will have on a companies premiums down the road.  Aise from that, claims management can have an indirect affect on a number of areas… http://businessinsuranceassociates.com/blog/blog1.php/2010/11/20/claims-management-back-to-work-programs#comments http://businessinsuranceassociates.com/blog/blog1.php?tempskin=_rss2&disp=comments&p=39 http://businessinsuranceassociates.com/blog/blog1.php/2010/10/08/the-evolving-risks-of-foreign-travel Fri, 08 Oct 2010 08:20:42 +0000 pobbs Risk Management Strategies Loss Control 38@http://businessinsuranceassociates.com/blog/ As global economic integration marches forward, new and emerging markets and consumers riding a waive of modern technology, has introduced foreign markets and suppliers, and thus a foreign travel element to many business owners and staff that simply didn… http://businessinsuranceassociates.com/blog/blog1.php/2010/10/08/the-evolving-risks-of-foreign-travel#comments http://businessinsuranceassociates.com/blog/blog1.php?tempskin=_rss2&disp=comments&p=38 http://businessinsuranceassociates.com/blog/blog1.php/2010/09/09/protecting-your-erm-aamp-saving-premium Thu, 09 Sep 2010 08:06:54 +0000 pobbs Auto 37@http://businessinsuranceassociates.com/blog/ With the exception of new entities, or very small entities, most business' have an experience modification rating (ERM) that is applied to their workers compensation premiums.  This rating is essentially a three year snapshot of a company's claims histor… http://businessinsuranceassociates.com/blog/blog1.php/2010/09/09/protecting-your-erm-aamp-saving-premium#comments http://businessinsuranceassociates.com/blog/blog1.php?tempskin=_rss2&disp=comments&p=37 http://businessinsuranceassociates.com/blog/blog1.php/2010/09/04/employee-theft Sun, 05 Sep 2010 00:18:42 +0000 pobbs Auto Misc. Insurance Risk Management Strategies 36@http://businessinsuranceassociates.com/blog/ Employee theft costs business owners millions of dollars in lost revenue each year, funding that is frequently reinvested, used to finance growth, used to keep jobs and offer better compensation programs to other employees.  When employees steal from a c… http://businessinsuranceassociates.com/blog/blog1.php/2010/09/04/employee-theft#comments http://businessinsuranceassociates.com/blog/blog1.php?tempskin=_rss2&disp=comments&p=36 http://businessinsuranceassociates.com/blog/blog1.php/2010/09/01/employment-practices-liability Wed, 01 Sep 2010 08:54:23 +0000 pobbs Auto 35@http://businessinsuranceassociates.com/blog/ If a business has employees, it has an employment practices liability exposure.  Regardless of it being one employee or a thousand, a close friend or a new hire, a business has vulnerabilities associated with their practices in handling employment of oth… http://businessinsuranceassociates.com/blog/blog1.php/2010/09/01/employment-practices-liability#comments http://businessinsuranceassociates.com/blog/blog1.php?tempskin=_rss2&disp=comments&p=35